export default function AboutPage({ branding, navigate, onContactSubmit }) { useEffect(() => { if (typeof window === 'undefined' || document.getElementById('gtag-script')) return; const script = document.createElement('script'); script.id = 'gtag-script'; script.async = true; script.src = 'https://www.googletagmanager.com/gtag/js?id=G-TWL5K9M24E'; document.head.appendChild(script); window.dataLayer = window.dataLayer || []; function gtag(){window.dataLayer.push(arguments);} window.gtag = gtag; gtag('js', new Date()); gtag('config', 'G-TWL5K9M24E'); }, []); const teamData = [ { id: 8, firstName: 'Ryan', lastName: 'Harding', position: 'CEO/MLO', email: 'RYAN@WORKHARDING.COM', phone: '801-380-4226', nmls: '269043', description: 'Leading Work Hard Mortgage with a relentless focus on client success and transparent lending.', photoUrl: 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AJ2hx4HI8g22mI65ISsHVvX9YY/1776810386326.jpg' }, { id: 1, firstName: 'Carli', lastName: 'Anderson', position: 'MLO', email: 'CARLI@WORKHARDING.COM', phone: '801-361-2117', nmls: '2036360', description: 'Specializing in personalized loan strategies to fit every homeowner\'s unique goals.', photoUrl: 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AJ2hx4HI8g22mI65ISsHVvX9YY/1776810387739.jpg' }, { id: 2, firstName: 'Thania', lastName: 'Budd', position: 'MLO', email: 'THANIA@WORKHARDING.COM', phone: '801-882-9982', nmls: '2337102', description: 'Dedicated to making the mortgage process smooth, simple, and stress-free.', photoUrl: 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AJ2hx4HI8g22mI65ISsHVvX9YY/1776811218239.jpg' }, { id: 3, firstName: 'Bret', lastName: 'Bushman', position: 'MLO', email: 'BRET@WORKHARDING.COM', phone: '801-362-9265', nmls: '447517', description: 'Experienced in finding competitive rates and creative financing solutions.', photoUrl: 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AJ2hx4HI8g22mI65ISsHVvX9YY/1776810393630.jpg' }, { id: 5, firstName: 'Shea', lastName: 'Chipman', position: 'MLO', email: 'SHEA@WORKHARDING.COM', phone: '801-717-5562', nmls: '1866589', description: 'Building lasting relationships through honest advice and exceptional service.', photoUrl: 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AJ2hx4HI8g22mI65ISsHVvX9YY/1776811044230.jpg' }, { id: 6, firstName: 'Scott', lastName: 'Glazier', position: 'MLO', email: 'SCOTTBGLAZIER@GMAIL.COM', phone: '801-319-8988', nmls: '302503', description: 'Focused on delivering clear guidance from application to closing.' }, { id: 7, firstName: 'Kristan', lastName: 'Glazier - Hardcastle', position: 'MLO', email: 'KRISTAN@WORKHARDMORTGAGE.COM', phone: '801-623-1272', nmls: '2501878', description: 'Passionate about helping families secure their dream homes with confidence.' }, { id: 12, firstName: 'Hector', lastName: 'Lopez', position: 'MLO', email: 'HECTOR@WORKHARDMORTGAGE.COM', phone: '801-688-4904', nmls: '298839', description: 'Committed to providing fast, reliable service for every loan scenario.', photoUrl: 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AJ2hx4HI8g22mI65ISsHVvX9YY/1776810283001.jpg' }, { id: 13, firstName: 'Kaleb', lastName: 'Melville', position: 'MLO', email: 'KALEB@WORKHARDMORTGAGE.COM', phone: '385-447-3869', nmls: '2763561', description: 'Crafting outreach that educates and empowers future homeowners.', photoUrl: 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AJ2hx4HI8g22mI65ISsHVvX9YY/1776810284417.jpeg' }, { id: 14, firstName: 'Zane', lastName: 'Mitchell', position: 'MLO', email: 'ZANE@WORKHARDMORTGAGE.COM', phone: '801-800-6700', nmls: '1947104', description: 'Expert in structuring loans that align with your long-term financial plans.' }, { id: 15, firstName: 'Case', lastName: 'Tripp', position: 'MLO', email: 'CASE@WORKHARDMORTGAGE.COM', phone: '801-830-4589', nmls: '2757083', description: 'Driving awareness and building relationships across our local markets.', photoUrl: 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AJ2hx4HI8g22mI65ISsHVvX9YY/1776810285307.jpeg' }, { id: 17, firstName: 'Matthew', lastName: 'Young', position: 'MLO', email: 'MATTHEW@WORKHARDMORTGAGE.COM', phone: '801-949-9766', nmls: '2604518', description: 'Bringing diligence and care to every step of your home buying journey.', photoUrl: 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AJ2hx4HI8g22mI65ISsHVvX9YY/1776810287363.jpg' }, { id: 4, firstName: 'Jordan', lastName: 'Caprio', position: 'Marketer', email: 'JORDAN@WORKHARDMORTGAGE.COM', phone: '801-960-0065', nmls: '2604518', description: 'Connecting our community with the resources and tools needed for homeownership.', photoUrl: 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AJ2hx4HI8g22mI65ISsHVvX9YY/1776810283793.jpeg' }, { id: 18, firstName: 'Aaron', lastName: 'Gutierrez', position: 'Marketer', email: 'AARON@WORKHARDING.COM', phone: '801-707-5140', nmls: '1533435', description: 'Connecting realtors and future homeowners with tailored lending solutions.', photoUrl: 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AJ2hx4HI8g22mI65ISsHVvX9YY/1776811463108.jpg' }, { id: 20, firstName: 'Spencer', lastName: 'White', position: 'Marketer', email: 'SPENCER@WORKHARDING.COM', phone: '801-707-6347', nmls: '1994485', description: 'Creating meaningful connections that turn homeownership dreams into reality.', photoUrl: 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AJ2hx4HI8g22mI65ISsHVvX9YY/1776811462670.jpg' }, { id: 9, firstName: 'Hayley', lastName: 'Harris', position: 'Processing', email: 'HAYLEY@PEAKLOANPROCESSING.COM', phone: '801-472-7264', nmls: '', description: 'Ensuring every file moves efficiently through the pipeline with precision.', photoUrl: 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AJ2hx4HI8g22mI65ISsHVvX9YY/1776811129020.jpg' }, { id: 10, firstName: 'Kaden', lastName: 'Harris', position: 'Processing', email: 'KADEN@PEAKLOANPROCESSING.COM', phone: '801-822-9175', nmls: '', description: 'Focused on the details that keep loans on track and on time.', photoUrl: 'https://ykpmcgklarfoqsorbdgf.supabase.co/storage/v1/object/public/chat_images/website-builder/user_3AJ2hx4HI8g22mI65ISsHVvX9YY/1776810392818.png' }, { id: 16, firstName: 'Mallory', lastName: 'Urquhart', position: 'Office Admin', email: 'OFFICE@WORKHARDING.COM', phone: '801-598-0562', nmls: '', description: 'The organizational heartbeat of our team, keeping everything running smoothly.' }, ]; const avatarColors = [ branding.primaryColor, branding.secondaryColor, '#005F73', '#0A5C6B', '#1A4A5E', '#2E8B9A', '#3A6D7C', '#4A808C', '#006B7D', '#15495E', '#007A8C', '#1F5F6B', '#2A7F8F', '#336D7A', '#3D7A85', '#477A82', ]; const formatEmail = (email) => { if (email.includes('WORKHARDMORTGAGE.COM')) { const parts = email.split('WORKHARDMORTGAGE.COM'); return <>{parts[0]}WORKHARDMORTGAGE.COM{parts[1]}; } if (email.includes('WORKHARDING.COM')) { const parts = email.split('WORKHARDING.COM'); return <>{parts[0]}WORKHARDING.COM{parts[1]}; } return email; }; const getInitials = (first, last) => { const fi = first ? first.charAt(0) : ''; const li = last ? last.charAt(0) : ''; return (fi + li).toUpperCase(); }; const getAvatarColor = (id) => avatarColors[id % avatarColors.length]; const positionOrder = ['CEO/MLO', 'MLO', 'Marketer', 'Processing', 'Office Admin']; const groupLabels = { 'CEO/MLO': 'Leadership', 'MLO': 'Loan Officers', 'Marketer': 'Marketing', 'Processing': 'Processing', 'Office Admin': 'Operations', }; const grouped = positionOrder.map(pos => ({ position: pos, label: groupLabels[pos] || pos, members: teamData.filter(m => m.position === pos), })).filter(g => g.members.length > 0); return (

{/* Minimal Brand Bar + Nav */}

{branding.logoUrl ? (

) : ( {branding.company} )}

{branding.phone}

{branding.email}

Home Home Journey Apply Now

{/* Hero */}

ABOUT
US

Financing Homes. Building Community.

We are a collective of mortgage professionals united by one mission: to make homeownership achievable through hard work, transparency, and genuine care.

{teamData.length}

Dedicated

Professionals

{/* Our Story */}

Our Story

BUILT ON
HARD WORK.

Work Hard Mortgage was founded on a simple belief: that every family deserves a lender who works as hard for their home as they do. What started as a one-person mission has grown into a team of {teamData.length} professionals across Utah — each one committed to transparency, tenacity, and treating every loan like it is our own.

We do not believe in shortcuts. We believe in answering the phone at 8 PM, explaining every number on the page, and celebrating with you at closing. That is the Work Hard way.

Proudly Serving Utah Homeowners

{/* Why We Do This */}

WHY WE
DO THIS

This is not about transactions. It is about transformation.

The Work Hard Difference

{/* Point 1 */}

Stability Through Homeownership

A home is more than four walls and a roof. It is the foundation for a family's future. We help people build real, lasting stability — one closing at a time.

{/* Point 2 */}

Teaching, Not Just Selling

We will never hand you a rate sheet and walk away. We explain every number, every option, and every trade-off — because an educated borrower makes the best decision.

{/* Point 3 */}

Community Focus

Through Roots & Branches and From Rents to Roots, we are building something bigger than a mortgage company. We are cultivating a community of homeowners who lift each other up.

{/* Podcast Links */}

Roots & Branches

Watch on YouTube

From Rents to Roots

Watch on YouTube

{/* Point 4 */}

Long-Term Relationships

We do not disappear at closing. We check in, we follow up, and we are here when you refinance, upgrade, or send your neighbor our way. This is a partnership for life.

{/* Team Grid */}

{grouped.map((group, gIdx) => (

0 ? 'mt-20 md:mt-28' : ''} relative`}> {String(gIdx + 1).padStart(2, '0')}

{group.label}

{String(group.members.length).padStart(2, '0')}

{group.members.map((member, mIdx) => { const initials = getInitials(member.firstName, member.lastName); const color = getAvatarColor(member.id); return (

{/* Avatar */} {member.photoUrl ? (

) : (

{initials}

)} {/* Info */}

{member.firstName} {member.lastName}

{member.position}

{member.description}

{member.phone}

{formatEmail(member.email)}

{member.nmls && (

NMLS {member.nmls}

)}

); })}

))}

{/* Reviews Graphic */}

{/* Left: Big rating lockup */}

5.0

{[...Array(5)].map((_, i) => ( ))}

Google Rating

{/* Right: CTA + micro-cards */}

Our clients' trust is everything. See why homeowners across Utah rate us{' '} 5 out of 5 stars on Google.

Read Reviews Google Business Profile

{/* Decorative review silhouettes */}

{[ { w: '75%' }, { w: '60%' }, { w: '85%' }, ].map((bar, i) => (

{[...Array(5)].map((_, j) => ( ))}

))}

{/* CTA Banner */}

Ready to get started?

LET'S FIND YOUR
HOME.

Whether you are buying your first home or refinancing your fifth, our team is ready to work hard for you. No pressure. Just honest answers and real results.

Apply Now Call {branding.phone} Search Homes Explore Home Journey

{/* Social Connect */}

Stay Connected

FOLLOW
ALONG.

Instagram

@ryan_work.harding

Facebook

facebook.com/findaloan

linkedin.com/in/workharding

TikTok

@ryan_work.harding

YouTube

WorkHarding

@workhardmtg

{/* Minimal Bottom Bar */}

{branding.nmls && NMLS {branding.nmls}} {branding.companyNmls && Company NMLS {branding.companyNmls}}

); }

ABOUTUS

BUILT ON HARD WORK.

WHY WE DO THIS